Breakdown Cover: What You Need to Know
Knowing whether or not breakdown cover is included with your policy isn’t always easy. There are so many different providers and different policies, and they all come with different inclusions and exclusions. On top of that, many policies have optional extras, so it can be difficult to know exactly what’s covered and what’s not. It’s important to find out whether breakdown cover is included before signing up to a policy so that you know what to expect in the event that you have a breakdown.
What is breakdown cover? Breakdown cover refers to a type of insurance that will cover the costs of repairs or calling out a roadside recovery service in the event of your car breaking down. This type of cover is often sold as an optional extra, but in some cases, it may be included in a policy. Before signing up for a policy, make sure that you check with your provider to find out if breakdown cover is included.
When you're looking for a policy, there are a few things you need to take into account. Firstly, it's important to consider the amount of cover offered. Generally speaking, the more cover you buy, the more expensive it will be. You should also consider the type of breakdown cover you need; for example, you can buy cover for a certain number of miles or a certain number of call-outs. Additionally, you should think about the type of repair you need. Some policies may only cover basic repairs, while others may offer a comprehensive breakdown cover package.
It's also important to find out what's included in your policy. Many policies may include roadside assistance and a tow to a garage, while some may also offer services such as home start and onward travel. You should also check to see if you're covered for parts and labour for repairs. Knowing exactly what is included in your policy is vital, as this will determine how much cover you receive in the event of a breakdown.
When buying breakdown cover, it's important to shop around and compare policies. Different providers offer different levels of cover and there may be additional benefits such as discounts, loyalty rewards, or cash back offers. Additionally, it's worth considering whether or not to buy a breakdown package that includes multiple levels of cover, as this may be a more cost-effective option in the long run.
Finally, you should also consider the cost of breakdown cover and whether or not it's worth the expense. Some policies may be more expensive than others, but these usually offer more comprehensive cover. It's worth taking the time to compare policies and read all the fine print before signing up to a policy, as this will help ensure that you get the most suitable cover for your needs.
Breakdown cover can be an invaluable asset, as it can provide you with peace of mind that you'll be able to access help in the event of a breakdown. When choosing a policy, make sure to find out whether or not breakdown cover is included and also pay close attention to what is and isn’t covered in the policy.